# 49. Manipulation of bias and heuristics in decision making ## 49.5. Methodology/Refinements/Sub-species ### 49.5.59. Risk compensation / Peltzman effect This is the predilection to take greater risks when perceived safety increases. A manipulator can persuade a victim to take greater risks when the victim thinks that some kind of safety net exists, whether it does or not. For example, a bank official or real-estate salesman may say, "You can't lose with property. Whatever happens you always have your house". Here, their "safety net" is completely fictional, but the perception makes the victim take more risk.